Apply in minutes
Tell us what you need — vehicle type, budget, and a few finance details. Soft credit check where applicable; no dealer runaround.
Car Approval Hub
Get pre-approved for a car loan — then shop with confidence.
A fast online application matched to Canadian dealerships that can fund your profile. Less rejection. More real options.
How it works
Three steps from application to dealership
We match you with a dealer
Screened applications go to a local partner dealership that can actually fund your profile.
Drive away approved
Review real vehicle options you're pre-approved for and close with confidence.
Start now
Pre-approval in a few guided steps
Vehicle intent, income, credit self-rating, and contact — structured so dealers can actually help.
Soft-start
Online application — no showroom pressure
Canada-wide
Dealers across major provinces
All credit
Options for excellent to rebuilding credit
Real-time
Leads routed to dealers within minutes
Shop by type
What are you looking to finance?
FAQ
Straight answers before you apply
Does applying hurt my credit score?
Our online application asks for self-reported credit and finance details first. Any hard inquiry typically happens later at the dealership when you finalize financing — we'll be clear about that step before it happens.
What credit scores do you work with?
We match applicants across excellent, good, fair, and rebuilding credit profiles. Options depend on income, employment, down payment, and local dealer programs.
How fast will I hear back?
Screened applications are routed to a partner dealership quickly — often within minutes during business hours. A dealer representative will contact you to review options.
Is Car Approval Hub a bank or a dealership?
We are a lead and matching platform. We connect you with licensed Canadian dealerships that offer vehicle financing. We do not issue loans ourselves.
Which provinces do you serve?
We serve drivers across Canada with a focus on major markets in Ontario, Alberta, British Columbia, Quebec, and expanding partner coverage nationwide.
Dealerships: want screened finance leads?
AI-structured applications delivered in real time. Manage everything in the dealer portal.